OCEANID FUND PRIVACY ARCHITECTURE

We champion the "Principle of Necessity." Oceanid Fund exclusively requests data essential for identity verification, risk mitigation, and service delivery. We explicitly abstain from accessing private communications (SMS), personal address books, or gallery media.

To facilitate a secure financial environment, we process the following categories:

• Authentication Records: Legal name, government-issued identification markers, and biometric facial captures for real-time KYC (Know Your Customer) protocols.
• Geospatial Coordinates: We utilize GPS data solely to confirm that the applicant is physically situated within the Philippines and to evaluate regional risk factors.
• Technical Identifiers: Metadata including device architecture, unique hardware IDs (UUID), display resolution, and OS specifications to prevent account compromise.
• Socio-Economic Profile: Details regarding employment status, monthly revenue, and disbursement account information (bank or e-wallet).

We utilize Adjust for attribution and performance diagnostics.

• App Tracking Transparency (ATT): In compliance with Apple’s frameworks, we will only access your IDFA (Advertising Identifier) if you grant explicit permission via the system prompt.
• Purpose of Tracking: Authorized data is used for marketing attribution, preventing bot-driven fraud, and refining app performance.
• User Control: Opting out via "Ask App Not to Track" will not impede your access to our core credit services.

The harvested data serves three primary functions:

• 1. Operational Fulfillment: Facilitating account registration and coordinating with our financial partners for credit assessment.
• 2. Infrastructure Security: Detecting fraudulent patterns and safeguarding against unauthorized access.
• 3. Statutory Adherence: Fulfilling mandatory reporting to Philippine financial regulators and tax authorities.

All information is encrypted using AES-256 protocols and stored on secure servers.

• The Right to be Forgotten: We provide a transparent mechanism for account dissolution. You may trigger permanent data deletion via the "Close Account" feature within the App settings or by contacting us at info@oceanidmetis.com.

Oceanid Fund acts as a specialized technical interface. The lending operations, credit underwriting, and capital disbursement are executed by our licensed strategic partner:LOAN STAR LENDING GROUP CORP.

• SEC Registration Number: CS201420759
• Certificate of Authority (CA): No. 1652
• Official Inquiry Email: finance@loanstar.com
• Contact Hotline: +63 9510545562
• Statutory Address: 4th Floor, Carsib Building, Orense Street Corner Del Carmen Street, Guadalupe Nuevo, Makati, Metro Manila, 1200 Philippines

As a data subject in the Philippines, you retain the rights to access, rectify, or object to the processing of your personal profile. Any grievances may be elevated to the National Privacy Commission (NPC).

For inquiries regarding this architecture, please connect with us: