Tailored Lending Solutions
for Every Need
Whether you're an individual dreaming big or a corporation scaling up, Oceanid Fund provides the capital you need with speed, transparency, and trust.
Personal Loans
Unexpected expenses or planned milestones—our personal loans are designed to be as flexible as your life demands. Get funded for education, medical emergencies, home renovation, or travel.
Loan Amount
₱50k - ₱500k
Interest Rate
From 1.5% / mo
Approval Time
Within 24 Hours
Tenure
6 - 36 Months
- check_circleNo collateral required for qualified applicants.
- check_circleMinimal documentation: 1 Valid ID & Proof of Income.
SME Business Loans
Fuel your business growth with capital designed for Small and Medium Enterprises. Whether it's restocking inventory, purchasing equipment, or expanding to a new location, we support your vision.
Loan Amount
₱500k - ₱5M
Interest Rate
Competitive Rates
Processing
3-5 Business Days
Tenure
12 - 60 Months
- check_circleRevolving credit lines available for working capital.
- check_circleFlexible repayment schedules aligned with cash flow.
Corporate Financing
Comprehensive financial structuring for large-scale enterprises. We offer bridge financing, project funding, and asset acquisition loans tailored to complex corporate needs.
Loan Amount
₱5M and above
Structure
Custom Tailored
Service
Dedicated RM
Tenure
Project Based
- check_circleExpert financial advisory included.
- check_circlePriority processing lane.
Why Choose Our Services
Speed First
We understand time is money. Our digital-first process ensures the fastest turnaround times in the market.
Transparency
No hidden fees. No surprise charges. You see exactly what you pay in your Disclosure Statement.
Flexibility
Terms that adapt to you. Choose repayment schedules that align with your income or revenue cycles.
Local Support
Based in BGC with a team of Filipino experts ready to assist you in English or Tagalog.
Check Your Eligibility
Before you apply, ensure you meet the basic criteria to speed up your application process. This checklist covers the essentials for Personal and SME loans.
Filipino Citizen
Must be a Filipino citizen aged 21 to 60 years old.
Income Requirement
Minimum monthly income of ₱15,000 for employed; ₱30,000 for self-employed.
Contact Information
Must have a valid mobile number and email address for verification.
Documentation
At least one government-issued ID (Passport, Driver's License, UMID, etc.)
Ready to proceed?
If you meet all the requirements, your application is 90% likely to be approved. Start your journey today.
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